Looking for a Cash Loan from a trusted New Zealand lender?

How about an interest-free loan*?

Don't miss out on this very limited time offer - this offer may end at any time


Yes, that’s right – if you are in full time employment and wanting a payday loan up to $500 interest-free for 2 weeks, check out our limited-time offer!
If you get approved for a loan today and repay it within the 2 week period, you will pay:

No interest

No interest will be charged for 2 weeks. Sounds crazy! Yep No interest charged on your loan for 2 weeks.

No Establishment fee

We are waiving the new application establishment fee of $30 to make it even better.

No direct debit fees

Unlike other lenders, we do not charge direct debit fees. You can entitled to make up to 6 weekly repayments.

No hidden fees

There are no hidden fees on our payday loan. Our service is clear and transparent as we are a responsible lender.

No interest and fees for whole 2 weeks. Just pay the amount you will have borrowed!

Don’t Miss This Great Opportunity - it will expire soon!

Apply Now

Don't miss out on this very limited time offer

  • Borrow from a responsible New Zealand lender
  • Interest-free for 2 weeks
  • No establishment fee or direct debit fees
  • 100% confidential approvals
  • No security or credit checks required
  • Flexible repayments
  • Bad credit is usually fine


If you want to take out the loan for longer than 2 weeks, you can still take advantage of this offer: in that case, the usual interest rate will kick in on day 14, still giving you the opportunity to try our popular service at a very low cost! (any charges will be clearly outlined in your Loan Contract prior to you accepting it)

Still unsure? Please give us a call on 0800 222 577 to speak to one of our friendly New Zealand-based Customer Service Team, and we will happily answer any questions you may have!

We give you an opportunity to check us out for free.

Hurry! Limited time offer only

Apply Now

Wondering why we are doing this?

  • We have already helped thousands of working New Zealanders just like you, but many people have not yet heard about us;
  • We want to give you a chance to experience our popular and well-established service interest-free*;
  • If you have never had a short term cash loan before, this could be an opportunity for you to see just how convenient, fast and affordable these loans can be ;
  • It’s a no-obligation offer, meaning that you don’t have to come back once you have repaid your loan!


There is nothing to lose on a interest and fee free loan.

Hurry! Limited time offer only

Apply Now

Thousands of Kiwis have already chosen our lenders as their #1 payday lender!**

We believe that our payday providers offer the fastest, friendliest, most convenient and efficient service in New Zealand, but don’t take our word for it – check out our real customer testimonials here!

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    Payday Loans was excellent in helping me in my time of need, their process was very simple and service was awesome. Would recommend this company if you need a short term loan in a hurry and with minimal effort.
  • Photo
    The staff at Payday Loans are great and very helpful, they had my loan set up incredibly quickly and professionally without a single hitch. No problems with getting the money like I have had with other companies! I would go back to Payday Loans without a second thought.
  • Photo
    I have used Payday Loans a number of times and have found them to be quick, efficient and helpful in all aspects. Nothing is a problem for them. Very easy to deal with. Many thanks.

Don’t Miss This Great Opportunity - it will expire soon!

Apply Now

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